What Is The Cheapest Type Of Home To Build?

Blog, Construction

With the price of houses and other building materials skyrocketing, many people keep searching for a way to build their dream homes in a cost-effective manner. “What is the cheapest type of home to build?” is a question we’ve heard all too often recently.

If cost is the issue hindering your dream home from being built, I have good news for you. There are a few house plans or designs that will demand lesser cost than usual. So if you are worried about cost, then this article is for you.  

Today, I will highlight some of the cheapest types of homes to build so you can save some serious money! Please read on to be more informed.

Cheapest types of home to build

Not all types of homes are built equally; you will likely spend more on some types of homes and less on others. So, back to the question, “What is the cheapest type of home to build?”. Here are some of the cheapest.

1. Ranch home

The ranch-style home is one of the most popular home styles in America today, mainly because it is budget-friendly. It has a simple and concise layout, with the front door in the middle of the house and windows often located on the sides. The ranch-style home is usually a one-story building with an attached garage.

2. Colonial home

There is no questioning the grandeur and charm that the colonial home offers, which is one of the reasons it is very popular. What’s more? The symmetrical design and the rectangular shape make this type of home one of the cheapest and easiest to build.

3. Tiny homes

Tiny homes have grown popular in recent years, too, mainly because they are very affordable and sustainable. Just like the name implies, they are tiny, usually less than 400 square feet, and square or rectangular in shape. The simple design requires less space and material, making this type of home very affordable to build. But it will be very difficult to get a construction loan for this type of home so you will need the cash.

4. Shipping container homes

Living in a shipping container may sound a bit off to you, but they have become a very popular, cost-effective option in recent years. This is because people have figured out ways to make shipping container homes unique, comfortable, and beautiful. But just like Tiny Homes, it is very difficult to get a construction loan for a shipping container home.

5. Prefabricated home

Another affordable option is the prefabricated home, also called the prefab home. This type of home is built off-site, transported to your property, and then it is assembled on-site. They come in a variety of sizes and are created to be eco-friendly. So, if you are environmentally conscious, this type of home will suit you.

How to cut costs when building a house

Aside from choosing a more affordable type of home, there are other tricks that can help you cut costs during the home build process. Some of these tips include the following;

1. Use affordable materials

The choice of material plays a huge role in the cost of the home build process. In order to save costs, you can utilize affordable materials, such as fabricated panels, concrete sheets, reclaimed wood, bricks, bamboo, cobs, recycled bottles, etc. In the long run, this decision can save you money.

2. Keep the walls and roof simple

Another smart choice to cut costs is to keep the walls and roof simple. One of the simplest and cheapest choices is to build with a straight roof. This way, you avoid any nooks and crannies or protrusions in the walls that will require you to add more design or building materials.

3. Use stock materials rather than custom materials where it matters

It’s fun to customize your home but keep in mind that cost increases when you choose to add more and more custom materials to the home. So, instead of using custom materials all through the home, take time out to determine which ones are less important and use stock material instead. You will save cost significantly that way.


What is the most expensive part of building a house?

The most expensive part of building a house is the Framing stage.

Is it cheaper to build or buy a house?

It is technically cheaper to buy a house than to build, but in the long run, building one is the better alternative. When you purchase a house, you will have to redesign or renovate the house to be conducive for you. You will also have to repair certain things from time to time, whereas, in a new home, it will take a very long time before you will have to repair or redesign.

Are there any benefits to building a cheaper hype of home?

Yes, there are. Aside from saving costs, minimalist living can be a plus for you.

Conclusion – What is the cheapest type of home to build?

Building a home will always cost you something. But it doesn’t have to be as high of a price as that perpetuated in the industry; it could be cheaper. If you want to build a house that is cost-effective and still functional, you can do so. Highlighted in this article are some types of homes that will save you a lot of money, along with tips to help cut costs further, keeping it as low as possible.

At Samkins Construction Lnc, we pride ourselves on building high-quality, functional homes with the budget at heart. What are you waiting for? Get in touch with us today let’s build your new home for much less than you thought possible.

Thanks for reading.

About Samkins

Samkins Construction Inc specializes in custom home building, general contracting, design-build, architectural design, construction management, and real estate services.


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